Investors, Advisers Take Different Approach to Initial Retirement Years
A Global Atlantic survey showed mismatched priorities between financial professionals and clients during the critical ‘Fragile Decade.’
Data & Research
Automatic Plan Features Help Participant Savings Rates Stay Resilient in 2024, Says Vanguard
The average 401(k) deferral rate was 7.7% in 2024—an all-time high and nearly one percentage point higher than the 6.8%...
Large Plan Sponsors Highly Satisfied With Advisory Services
Nearly all plan sponsors surveyed by Callan offer some form of investment guidance to participants.
Workers Don’t Expect to Succeed in Saving for Retirement
A new Transamerica report considers generational differences in retirement expectations.
Gen Z, Millennials Redefining the Future of Work
A Deloitte survey explores what drives Generation Z and Millennial workers and what leaders must understand to build future-ready workplaces.
Rising Costs Add Pressure as Fewer Consumers Meet Financial Goals
Only one-third of Americans saw the financial progress they expected, according to a new report, with many relying on debt...
Amid Market Volatility, Insurers’ Focus Shifting to Annuities and Retirement Income
More than half (56%) of insurance carriers responding to a Goldman Sachs Asset Management survey indicated that they already offer...
EBRI Finds Increased Rate of Withdrawals From HSAs in 2023
Despite higher spending on health care, HSA account balances continued to increase over the course of the year.
Does the Emergency Savings Gap Undermine Retirement Security?
Workers with even modest emergency reserves are far more likely to preserve their retirement contributions—highlighting a simple, powerful way employers...
Financial Advisers Respond to Caregiving’s Growing Financial Strain
With more than 53 million Americans providing unpaid care, the financial and emotional pressures of caregiving are intensifying.
Fidelity Sees Record High 401(k) Contribution Rates in Q1
Despite the increase to contributions, according to Fidelity, market volatility brought the average balance of 401(k), 403(b) and individual retirement...
What is the State of the Retirement Plan Industry?
At the annual PLANSPONSOR National Conference, speakers from leading industry groups agreed that the state of the industry is strong...
U.S. Wealth Soars as Millionaires Multiply and Migration Trends Shift
The U.S. leads the world in private wealth growth and millionaires, according to Henley & Partners, while a growing share...
PensionBee Says Safe Harbor IRAs Are ‘Cause for Concern’
Research from PensionBee founds more than 29 million “left-behind” 401(k)s currently exist in the U.S. retirement system, costing workers up...
Survey Explores Unrealized Tax Credits
A report from the New Practice Labs suggests how more low-income households can realize available tax credits.
Making Decisions About AI Adoption
Firms express cautious optimism about artificial intelligence tools in a recent survey.
Younger Americans Rewriting Rules of Retirement
Members of Generation Z and Millennials are saving and planning for retirement much earlier than previous generations, and they’re doing...
Most Americans Still Skip Basic Cyber Protections
According to a survey by digital security company Iris, 91% of Americans worry about AI threats to their personal data,...
Most Workers 55 And Older Are Unprepared for Retirement
A new report from the Institutional Retirement Income Council proposed workplace-based programs to equip pre-retirees with tools for sustainable income...
Retirement Transitions: A Missed Opportunity for Many Employers
A Transamerica report reveals that most employers are rethinking benefits, but many still fall short in retirement education.